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What Can You Do With Your Money?

 

Money is something we cannot live without. Barter system is long gone and we need money for everything today. Every person has some financial commitments, and hence need a regular source of income to meet such expenses. Once these commitments are met, what to do with the rest? Just let it sit in the bank?

Well, yes many do that. The banks give a good rate of return for the money left with them and the money is highly secured too. But not many are happy with their money lying around idly. People want to put that money to use.

Here is what you can do with your money:

Invest

Investment is one of the best options for that excess money. When your money is well invested, it will keep earning returns and the money will keep increasing. This way even the money that is parked somewhere can increase your wealth. Some of the investment options are:

  • Property – One can buy a piece of land or a built up property. The built up property can be either a house or a building where offices can occupy space and pay you rent on a monthly basis. Now this property will ensure there is a steady flow of money into your account and prices will increase with the change in economy. When it is a house, you have a good roof over your head. If you are not living in it, you can rent it out and again get some money into your account on a monthly basis.

When you invest in land, it may not earn any returns initially but eventually some builder will want to build something on it and will either purchase it from you or build it in partnership with you, where you will own a part of the built up property.

  • Stock Market- This is another lucrative investment plan. There are a number of stock options to choose from and one need not park all their money in a single fund. You can spread your money over various stocks and ensure the risk is spread out. Stock market is volatile and the fund that performs well today may not do so tomorrow. Hence, when your investment is spread out, even if one fund performs poorly, there will be another that will perform weel, hence balancing your loss.

One can go to a trader or a trading house and get expert assistance to invest in the stock market. However, if you want to do it yourself, you can opt for online trading softwares like HBSwiss, and the likes and invest yourself. With this software, everything is automated and you need not worry about anything.

Charity

There are many people who need money. They are struggling even to have the basic necessities in life. There are many organizations that help the needy. Rotary International is one such organization which has a number of clubs spread all over the world. They aim at making the world a better place, one place at a time. Hence they undertake a number of projects and improve many areas. You can become a Rotary club member and contribute to their projects on a regular basis and this will increase the value of your money as it makes a big difference to another person.

Tips For Women To Get Financially Literate

Introduction:

While financial literacy is important for everyone, this is even more important for women. Unfortunately, it is not an essential factor on the agenda for most women.

Women might not be fully aware of the financial portfolio of the family. They might not have the complete information about the family’s income, assets, liabilities, expenses, etc. This Millionaire Blueprint scenario is detrimental to their future in the long term.

Helpful tips:

Here are some tips for women to get started on the path to financial literacy:

  1. Write down your expenses:

This might seem like a small step but it is an essential one. Writing down everyday expenses, no matter how small they are, would give you an accurate idea about your expenditure.

These small purchases can quickly add up to a significant portion of your monthly budget. Only when you know how much money you are spending will you be able to plan things out better.

  1. Organize the paperwork:

Being a part of the financial decisions involving your family is important. It would also involve having knowledge about the paperwork and organizing it so that it is easily accessible when required.

It is advisable to look through all the paperwork and write down all the information such as passwords etc. for quick reference in the future.

  1. Get a savings plan in place:

A savings plan is extremely crucial for everyone. Whether you are self-employed, or a stay-at-home parent, one must have a clearly defined savings plan for the future.

No matter how small the amount, start saving whatever you can as it better than no savings at all. You could start by having a goal of saving three to six months worth of expenses as an emergency fund. Once that is achieved, set both short-term and long-term goals for your saving plans.

  1. Get professional help:

For those who are just getting started and need someone to help them figure their finances, getting professional help is a good idea.

Financial advisors help and guide individuals to get a financial plan that suits their needs. They could also help you with various options and decisions that are important for financial success in the future.

  1. Education and discussions:

Financial education does not only increase knowledge but also boosts self-confidence. There are online forums where you could ask questions that you may hesitate to ask anyone else. Such communities make discussions about financial matters much easier.

Conclusion:

It is important for women to get more involved and explore different aspects for financial success. One such option that has helped people make money is trading in binary options. Today, there are various tools and systems that make the process easy and help in reaching financial targets.

Financial literacy is something all women can and must achieve as it can empower them to shoulder the burden of financial responsibility as well.

 

International Fellowship of Rotarian Physicians

We are a global group in 20 countries with good networking through a Google group. We are mostly doctors, but also have members in other health related professions such as hospital administration, nursing etc. We tend to support local health initiatives with our hands on efforts. Some groups undertake regular volunteering in overseas countries in specific hospitals in Africa and South America.

This International Fellowship of Rotarian Physicians wishes to make an endeavor to spread good health and happiness across the globe. They do their best by spreading awareness about simple tasks like maintaining hygiene which form the basis of good health. These physicians are aware that when it comes to personal hygiene often people take it for granted and avoid visiting a doctor or a pharmacy.

In today’s stress full times, almost everything is performance based with immense pressure on almost everyone. In order to achieve goals and perform better, people often ignore themselves. People do not remember that taking care of themselves is more important than achieving professional goals.

This often gives rise to ignored and untreated conditions, especially skin conditions. With long hours wearing socks or dealing with water or any such chores often gives rise to skin infections particularly in the hands and feet. These most commonly are fungal infections that one can find between fingers and toes and even on the nails. Bad odor emanating from the feet is yet another effect of neglecting personal health.

The result could be a continuous itch around the affected area, and may even progress or lead to other complications that include asthma, diabetes mellitus etc. Almost every affected person is aware that they need to seek help, but visiting a doctor or a pharmacy is something they dread. Often people wish to look out for some easy solution that can be made available within the comforts of their home. And this is where Fresh Fingers comes into play.

It is a simple easy to use solution that can be used as a precautionary measure as well as treat existing skin conditions. Its ingredients make sure your skin infections are erased out and you get back your soft, supple and healthy looking skin. Also, the fresh fragrance helps combat the bad odor from your feet too.

The main components of Fresh Fingers include:

  • Climbazole: This component plays an important role in reducing the fungal infection in the affected area. It is also a key ingredient that helps in the reducing of the severe itching that comes along with toes and nail infections.
  • Farsenol: It is important in killing the bacterial growth in the affected area. It is usually a bacterial growth that gives rise to unpleasant odors. And so with this component, one can be rest assured that the bad odor coming from the feet will be a thing of the past. It also helps in blocking the sweat glands which also sometimes add to the infected condition.
  • Vitamin E: Is required for maintaining healthy skin of the feet and hands. It is helpful in shedding the crusted and dead skin and regeneration of healthy skin tissue.
  • Essential oils: This provides a cooling effect on the skin. Also, essential oils provide that fresh pleasant smell that not just stop the skin from smelling bad but also help it to feel clean and fresh.

Fresh Fingers can be applied to almost all common skin infections and conditions of the hands and feet that tend to distress a person who lacks the time to treat it. Use Fresh Fingers for conditions that include:

  • When the skin is dull and dry and needs refreshing
  • Between the space of the toes and fingers, without any scabs or scales
  • Redness
  • Itching or irritation of skin
  • Flaking of the nails of the toes or fingers.

Using Fresh Fingers is very easy, as it is available as a deodorant that can be directly applied to the affected area.

Ordering it is also simple, as it is available on the website with some attractive discounts.

 

We undertake health promotion and health screening in Conferences and particularly at RI Conventions.

 
2008 Conventions LA
 
US Health Camp
 
IFRP -Kolkata Chapter

The history of Rotary

 

 

 

The history of Rotary, in Canada, was crucial to the spread of Rotary around the world. Rotary, in its centennial year of 2005, paid little attention to the brave work of James Wheeler Davidson & James Layton Ralston, The Calgary & Halifax Rotarians who carried Rotary “Around the World” or the early clubs from that huge country. This section of the history project was undertaken in 2001 to add to the knowledge of what Canada did for Rotary. Much of this work was contributed by the late PDG James Angus.  

Edited and posted by Jack M. B. Selway, RGHF Founder 13 August 2001. revised 3 July 2010

ROTARY GLOBAL HISTORY SECTION HOME The History of Rotary in Canada HISTORY OUTLINE RI ARCHIVES HISTORY CALENDAR
1910-1912 1913-1915 GOODWILL DONALD MACRAE JIM DAVIDSON JIM RALSTON
FIRST SEVEN CLUBS PRESIDENTS PRESIDENTS’ BIOS CONVENTIONS PEACE AWARD EXTENSION AWARD
CHAIR: PDG JAMES ANGUS DISTRICTS EARLY LEADERS FIRST IN EACH REGION WHAT’S NEW? UPDATES – COMMITTEE
History of Zone 24
Rotary International Presidents from Canada (biographies here)

Rev. E. Leslie Pidgeon 1917

Dr. Crawford McCullough 1921

 John R. Nelson 1933

Arthur Lagueux 1950

Wilfrid J. Wilkinson 2007

Rotary International Conventions held in Canada

Histories of the Canadian Conventions (more)

Convention home pages below:

Toronto 1924

Harris’ Message to the first convention in Canada.

Toronto 1942

Toronto 1964

Montreal 1975

Toronto 1983

Calgary 1996

Montreal 2010 (Booklet Prepared for R.I. Convention, Montreal, 2010)

 

Read all of the convention histories

Find all the Canadian District histories at districthistory.org and at 5010 5040 5050 5060 5080 5360 5370 5550 5580 6290 6330 6380 6400 7010 7040 7070 7080 7090 7790 7810 7820 7850
The seven Canadian “First 100” Clubs

Zone 22

>

7070 Toronto

5040 Vancouver

7820 Halifax

7090 Hamilton

7040 Montreal

5020 Victoria

 

55

61

81

82

85

90

 

1 March 1913

1 April 1913

1 August 1913

1 August 1913

1 October 1913

1 January 1914

* Not chartered until 13 Apr 1912  *Made Rotary International

The advancement of international understanding, goodwill and peace through a world fellowship of business and professional persons united in the ideal of service.�  -The Fourth Object of Rotary initially composed by Donald MacRae.</style=”font-size:>

<style=”font-size: 9pt”=””> 1910-1912 plus a 1914 report from The Rotarian and photos of early leaders

 

1913-1915 history

</style=”font-size:>

<style=”font-size: 9pt”=”” color=”#800000″> James Wheeler Davidson, James Layton Ralston, and Donald MacRae</style=”font-size:>

The Calgary & Halifax Rotarians who carried Rotary “Around the World”

<style=”font-size: 9pt”=”” color=”#800000″><style=”font-size: 9pt”=””> The story of how one Canadian Learn more about former RI VP Jim Davidson, from RC of Calgary who was asked in 1928 to “strengthen the slender chain of clubs between Europe and Japan.”</style=”font-size:>

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Read about Col. James Layton Ralston, (left) also Rotary’s commissioner Donald MacRae, a driving force being “service” in Rotary. Also listed under www.earlyleaders.org

Also see the Zone 22 Peace Award

Some Canadian Achievements and Landmarks in Rotary

Winnipeg Rotary Club, Manitoba, has the distinction of being the Club that made Rotary international.

It was, thus, both natural and appropriate that Walter Clubb, President of the Winnipeg Club was given the honor to propose the change of name of our organization from the National to the International Association of Rotary Clubs at the Duluth Convention in 1912. Duluth also allowed for one vice-president of the association representing Canada.

The Winnipeg Club would also give Rotary its first Canadian International President in the Rev E. Leslie Pidgeon (1917-18). Crawford McCullough of Fort William, Ontario followed in 1921-22. In 1933-34 Montreal Rotary Club’s John Nelson served as President of Rotary International.

Canadian Rotarians Donald McRae and Charlie Burchell contributed greatly to the Rotary Constitution. Burchell was a founder member of Halifax Rotary Club, Nova Scotia and he would also become a Rotary International 3rd Vice-President 1925-6. McRae, District Governor 1917-18, was Dean of the Dalhousie Law School and Chairman of the incoming Committee on the Constitution and By-laws as appointed by President Estes (‘Pete’) Snedecor. These two lawyers helped draft the Fourth Object covering Peace, Goodwill and World Understanding that was accepted at the 1922 Rotary Convention in Los Angeles.

As 1960/61 President-elect Nitish C. Laharry said at the Tokyo Convention, this was  “The moment we forget International in Rotary, we may as well forget Rotary itself”. In 1955, RI President Herbert J Taylor wrote a letter of thanks to McRae for his work describing it as “that most important milestone in the History”.

Rotary as a Canadian national movement never really took off. One explanation derives from the first ever district conference (unofficial) held on February 21st 1914 between the Pacific North West Clubs of Seattle, Tacoma, Portland and Spokane and their British Columbia neighbors of Vancouver and Victoria. These clubs had a link in that they all derived from their mother club – Seattle Rotary Club.

Sad how sometimes humans miss out on something so important. Now, when you invest your money in the stock market, what if your trader misses out on an important fund? When you invest through an online trading platform like Fintech Ltd, you won’t have to worry about any human errors that may cost you your savings instead of increasing it.

This link was of fundamental importance as, when in 1915, at the San Francisco Convention, districts were introduced, Vancouver and Victoria were placed along with their Canadian colleagues in a West/ Prairie Canadian District (District 18) encompassing British Columbia, Manitoba, Alberta and Saskatchewan. Vancouver and Victoria did not wish to leave the fellowship they had established with their American neighbors and successfully were re-united with the Pacific North West Rotary Clubs. Thus, the first International District was formed.

Today, the district system from Ontario to British Columbia naturally forms Canada-USA districts running North to South rather than simply adopting a nationalist approach.  Examples include District 6330 and 6400 covering both Michigan USA and Ontario, Canada. District 5020 covers both the Province of British Columbia and Washington State. District 7090 encompasses both New York State and Ontario. Canadian and American Rotarians are naturally the best of friends.

Perhaps the roots to such friendship derive from  1924 when Bruce Richardson, Chairman of the Winnipeg Club’s Program Committee joined forces with Minnesota Rotary Clubs to hold a meeting devoted to “International Friendship and Goodwill”. Eleven U.S. and seven Canadian Clubs met. These became an annual event with President Emeritus Paul Harris attending in 1929.

In 1922, at the LA Convention, Canadian Clubs asked for the creation of a Canadian Advisory Committee. The committee was not a replica of the British territorial unit but a less formal gathering. Section 6 helped define its purpose: – “Any matter of policy exclusively national to Canadian Clubs or Canadian Rotary shall be first referred to the Committee herein, for consideration and their recommendation, that the Board of Rotary International may be guided in their actions by the said recommendations.”

Source –
Rotary in Canada : 75 Years of Service Above Self

Calum Thomson

RIBI and RI History of Districts

 

Winnipeg and the International Goodwill Weekend From the December 2010/January 2011 issue of “Canada History.”